Tressie McMillan Cottom on Crypto

In her New York Times column, Tressie McMillan Cottom explored cryptocurrency, non-fungible tokens (NFTs), and their current appeal.

What fascinates me is how widely crypto and NFT talk has diffused, and so quickly. It is not often that I hear the same branding from lower-income people of color that I also hear from high-earning white peers with advanced degrees.

There are a lot of people making a lot of money on crypto and NFTs. For those of us who aren’t among the extremely wealthy, the idea that we could join them is a seductive one that has become a cultural phenomenon. And in an atmosphere of economic precarity and wealth inequality, that pull is supercharged.

...you can see why we like thinking about a system as complex as the budget in simple terms. Doing so makes us feel informed and in control. Knowing just enough to use a system is more than sufficient for everyday life. But oversimplifying complex financial instruments and the obscure rules of markets makes us vulnerable.